Smart loan strategies can make or break your property journey! 🏠💰In this episode, Virginia Graham chats with senior mortgage broker Julianne Zammit to break down the must-know tips for Aussie homebuyers and investors. From navigating first home buyer schemes in NSW and QLD to unlocking the power of equity and guarantor loans, we’ve got you covered! 💡✨👉 Did you know you could buy with as little as 5% deposit under certain schemes?We also dive into:The importance of getting pre-approved ✅Cooling-off periods & what they really mean 🧊Setting up the right financial structure to avoid costly mistakes 🧠💸Whether you're buying your first home, downsizing, or building your investment portfolio, these tips are absolute game-changers! 🏡📈Plus, don’t miss expert insights on:SMSF loansCross-collateralisation pitfallsHow to make your money work harder in today’s real estate market 🙌🎧 Watch now and boost your financial confidence.📲 Want to speak with Julianne directly?Contact her here: https://propertypodcastconnect.com.au...Disclaimer: This content is for general information and educational purposes only. It does not constitute financial advice and should not be relied upon as such.#firsttimehomebuyer #australianpropertymarket #australianpropertyinvestment #firsttimehomebuyerloan #realestateinvestingCHAPTERS:00:00 - Intro00:20 - Preparing for Finance as a First Home Buyer02:38 - Understanding Guarantors in Home Buying06:57 - Exploring Rentvesting Strategies08:53 - SMSF Loans Explained for Investors10:38 - Key Considerations for Property Investors14:37 - Essential Tips for Downsizers17:27 - First Home Buyer Guarantee Insights19:49 - Final Question for Kathleen20:41 - Questions We Should Have Asked Catherine20:51 - Additional Tips for Home Buyers21:01 - Cooling Off Period for First Home Buyers21:09 - Preparing for Future Home Buying Experiences