3Spoonies with Karen Duncan , Jo O’Neil and Claire Napper  Episode Number: 42.5 Date: 13th November 2025   In this episode we talk Insurance When You're Already ill: Community Questions Click this link for more discussions on disability ? https://www.youtube.com/@3Spoonies?sub_confirmation=1   Thank you for listening to this episode of 3Spoonies! If you enjoyed this episode, we would love for you to leave us a review, subscribe for our weekly update and share it with your friends!   Feel free to come and join us on any of our socials  Website - www.3spoonies.co.uk Facebook page - https://www.facebook.com/3Spoonies Instagram - https://www.instagram.com/3spooniespodcast/  Blue Sky - https://bsky.app/profile/3spoonies.bsky.social  LinkedIn: https://www.linkedin.com/company/3spoonies  Newsletter Sign Up - Get the weekly episode straight to your inbox: https://subscribepage.io/Spoonieletter      If you’d like to find out more about our hosts; Jo O’Neil Website: https://bright-cat.co.uk/  LinkedIn: https://www.linkedin.com/in/joanne-oneil/  Facebook: https://www.facebook.com/BrightCatBusiness    Claire Napper LinkedIn: https://www.linkedin.com/in/claire-napper Website: www.blackveilstationery.co.uk Facebook: www.facebook.com/Blackveilstationery   Karen Duncan Website: http://www.ponyponypony.co.uk  LinkedIn: http://www.linkedin.com/in/PonyPonyPony  Facebook: http://www.facebook.com/PonyPonyPonyCourses    Guest Info: Sarah Gashi Sarah is an independent insurance adviser and broker, who specialises in life insurance, critical illness cover, mortgage protection, income protection, and private medical insurance. Pure Protection, which is the network of advisers she belongs to, is directly authorised and regulated by the FCA. The service she provides is completely free for customers - she takes 100% of her fees from the various insurance companies, and does not charge any fees to customers at all.    Links for the show notes: https://www.linkedin.com/in/sarahgashiinsuranceadvice/  https://www.facebook.com/Sarah.Gashi.Insurance.Advice https://pure-protection.co.uk/ Sponsors A HUGE thank to our main episode sponsor: Vicki Admin Fairy Vicki Admin Fairy® offers tailored administrative support to entrepreneurs, including those who are disabled or neurodivergent, helping them streamline their operations so they can focus on what they do best. With a flexible, client-centred approach, Vicki brings order and efficiency to small businesses across the UK. www.vickiadminfairy.co.uk https://www.facebook.com/VickiAdminFairy2021 https://www.linkedin.com/in/vicki-wilson1975/   Would you like to buy us a coffee? Check our Ko-Fi at Ko-fi.com/3spoonies