Planning for retirement can feel overwhelming, especially when you’re trying to protect what you’ve worked so hard to build and make sure it actually lasts. In today’s conversation, you’ll hear simple, practical ways to strengthen your financial foundation and sidestep the hidden costs that quietly drain retirement savings. We talk through what really matters as you age: stability, confidence, and peace of mind. By the end, you’ll feel more equipped to make decisions that support your future without the stress.

You’ll hear from Robert Linden, a Financial Educator with The Fitzpatrick Group who specializes in helping families understand how aging, healthcare, and Long-Term Care can impact lifelong savings. He explains how fees, taxes, and market risk often erode wealth quietly and what steps can safeguard financial stability. Robert’s straightforward style makes complex topics feel simple, relatable, and doable. His guidance helps seniors stay independent while protecting the people they love.

Together, we break down the everyday decisions that make a big difference later on, from diversifying investments to preparing for long-term care before it becomes urgent. You’ll hear real-life examples, practical strategies, and gentle reminders that it’s never too early, or too late, to get your retirement plan in order. Whether you’re still saving or already enjoying your golden years, this episode offers clarity, comfort, and a fresh sense of control over your financial future. Settle in and let this conversation guide you toward smarter, more confident retirement planning.

Key Timestamps:

[00:00:00] Introduction.

[00:02:24] Passion for financial advising.

[00:05:13] Volatility, fees, and taxes.

[00:10:15] Planning wisely for retirement.

[00:13:04] Savings and retirement. 

[00:14:58] Tips for interviewing a financial adviser. 

[00:16:56] Diversifying retirement assets effectively.

[00:19:47] Flexible financial planning for retirees.

Memorable Quotes:

"Volatility fees, and taxes are kind of the evil little things just in there munching away and slowly depleting our savings while we're saving and then even in retirement." – Robert Linden

"A big part of being with the right advisor is finding someone that has similar philosophy, a personality that you kind of connect with, that you have a good rapport with." – Robert Linden

Connect With Robert Linden:

Website: https://www.fitzgrp.com/

LinkedIn: https://www.linkedin.com/in/robertlinden

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/  

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services/

Produced by Evolved Podcasting: www.evolvedpodcasting.com