At 59, the odds of dying in the next year are 1/100 and your life expectancy is 81 yrs ... life expectancy means that your odds are 50/50 of making it that far ... as you age, the odds of dying in the next year bump up slightly, but if you survive, your life expectancy keeps getting older, ie you're always going to die in the future [although it doesn't look like anyone makes it to 125] ... according to the Social Security Administration's life expectancy tables, it is something roughly like this schedule:

• 60, 1/90, 82
• 61, 1/80, 83-
• 63, 1/70, 83
• 66, 1/60, 83+
• 68, 1/50, 84
• 71, 1/40, 85
• 74, 1/30, 86
• 79, 1/20, 88
• 85, 1/10, 91