In this episode, we dive into the world of insurance in Switzerland—an essential part of everyday life for expats and locals alike. From mandatory health insurance to liability, car, and household coverage, understanding the Swiss system can feel overwhelming. Join hosts Tiffany and Nisha as they sit down with insurance expert Kurt Hegetschweiler.
Learn the difference between basic and supplemental health insurance, how premiums vary by age, canton, and family setup, and tips for maximizing benefits like physiotherapy, gym reimbursements, and alternative medicine. Kurt also explains car insurance, renters and homeowners policies, liability coverage for pets, and legal insurance, plus the often-overlooked third pillar pension system.
Avoid common expat mistakes like overpaying, missing cancellation deadlines, or misunderstanding coverage, and get practical tips on comparing policies using government tools like prefo.ch. Whether you're moving to Switzerland or just trying to make sense of your current policies, this episode will help you understand what's essential, optional, or overkill.
Tune in to make smarter insurance choices, save money, and avoid pitfalls—so you can focus on enjoying life in Switzerland!
Chapters:
00:55 Start of episode
01:24 Health insurance with guest: Kurt Hegetschweiler
31:35 Other types of insurance with guest: Kurt Hegetschweiler
47:17 Common mistakes ex-pats make
57:46 Eins, Zwei, Drei
Resources:
Kurt Hegetschweiler contact details:
k.hegetschweiler@tragwerk-insurances.ch
https://en.tragwerk-versicherungen.ch
https://www.priminfo.admin.ch/de/praemien
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