The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.
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New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.
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SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
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DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
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The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.
~~
New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.
~~
SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
~~
DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
In this Australian Finance Podcast episode, your host Owen Rask chats with Cameron Gleeson, Senior Investment Strategist at Betashares, to break down the concept of gearing using ETFs. Together, they explore:
– What gearing means in a finance and ETF context
– How Betashares Wealth Builder ETFs use leverage
– The difference between moderate gearing (30–40%) and high gearing (50–65%)
– Why gearing can help you outperform over the long term
– Who should (and shouldn’t) consider geared ETFs
– How gearing works inside superannuation
Whether you're new to investing or looking for advanced portfolio tools, this episode unpacks gearing step-by-step in plain English.
If you like this Australian Finance Podcast episode on ETF gearing, don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!
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Topics Covered
– What is Gearing in Finance?
– How Gearing Works Inside an ETF
– Example: 100 + 50 = 150 (Loan to Value Ratio explained)
– The Difference Between Margin Loans and Geared ETFs
– Interest Rates: What Betashares Pays vs Individuals
– Rebalancing Explained: Managing the Gearing Level
– Drawdowns, Volatility & Risks of Leverage
– ETF Ticker Breakdown:
– GEAR (High-geared Aussie Equities)
– GGUS (High-geared US Equities)
– G200 (Moderately Geared Aussie Equities)
– GNDQ (Moderately Geared NASDAQ)
– GGBL (Moderately Geared Global Equities)
– Gearing in Super: Pros & Considerations
– When Gearing Doesn’t Work
– Blending Geared and Non-Geared ETFs in a Portfolio
Chapters (approximate)
(00:00) Introduction
(04:52) How Gearing Works in ETFs
(09:15) Advantages of Using Gearing in Investments
(11:33) Tax Implications of Gearing
(15:04) Risks and Downsides of Gearing
(17:44) Comparing Different Gearing Strategies
(20:55) Long-Term Performance and Rebalancing
(24:15) Investing in Super: Advantages and Disadvantages
(27:36) Understanding GGBL: A New Investment Opportunity
(29:33) Risk Tolerance and Market Volatility
(34:23) Managing Gearing Levels in ETFs
(39:03) The Mechanics of Gearing and Rebalancing
Resources for this episode
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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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Australian Finance Podcast
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.
~~
New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.
~~
SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
~~
DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
