In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
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In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
Broken Britain: Why UK Fintechs Are Jumping Ship (July ‘25 Recap)
Banking Without Borders
19 minutes
3 months ago
Broken Britain: Why UK Fintechs Are Jumping Ship (July ‘25 Recap)
July was not a good month for the UK’s fintech scene. Revolut is still stuck waiting for its full banking licence, Wise is officially moving to New York, and Starling looks like it might follow. Meanwhile, Klarna is expanding, Chase is moving into Europe, and Monzo just got hit with a £21 million fine. Is this just a series of bad headlines, or are we watching the start of a fintech exodus? In this month’s recap, we break down everything that happened, explore what’s driving this shift away f...
Banking Without Borders
In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
