In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
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In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
Is Revolut Overvalued? Breaking Down the $75B Valuation
Banking Without Borders
31 minutes
2 months ago
Is Revolut Overvalued? Breaking Down the $75B Valuation
Send us a text Revolut just hit a $75B valuation via a secondary share sale, more than some UK high-street banks and even Nubank (despite Nubank’s larger revenue and users). In this Banking Without Borders episode, Jonny and Jan break down: What the secondary sale really signals (and why headlines matter)Revolut’s numbers: revenue, profit, users, deposits, and marginsThe super-app moat (wealth, business banking, subscriptions) vs. copycatsBull vs Bear cases: regulation, US expansion, rate cyc...
Banking Without Borders
In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
