In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
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In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
Revolut Africa Expansion, PayPal’s $10B Meltdown, Starling’s Next Move & More!
Banking Without Borders
20 minutes
2 months ago
Revolut Africa Expansion, PayPal’s $10B Meltdown, Starling’s Next Move & More!
Send us a text In this episode of Banking Without Borders, we cover some of the biggest fintech stories of August 2025: PayPal’s $10 billion chaos — how a broken fraud system nearly caused mass unauthorized withdrawals, and why German banks had to step in.N26 leadership shake-up — founders pushed aside as regulators and investors demand stability.Starling acquires Ember — what this means for business banking and Making Tax Digital in the UK.UK bank branch closures — one in three branches gone...
Banking Without Borders
In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
