In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
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In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
The Best Free Cashback Debit & Credit Cards in the UK
Banking Without Borders
16 minutes
3 weeks ago
The Best Free Cashback Debit & Credit Cards in the UK
In this BWB episode, we make the case that every transaction should pay you back, then run through the best free UK cashback options and a simple stack you can actually use day-to-day. We hit rates, caps, categories, FX gotchas, and when “free” isn’t really free. We cover Trading 212: 1.5% with Cashback Investing (cap £15/mo)Chase UK: 1% on groceries & everyday transport (incl. public EV charging)Zopa: 2% on direct debits (cap £30/yr)Lloyds Ultra: 1% in year one, then 0.25% + 0% FXAmex Ca...
Banking Without Borders
In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong. What we cover: How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Blac...
