This episode of the "Black Women, Money, and Dating" podcast series focuses on financial independence for single, successful entrepreneurial Black women. It emphasizes the importance of being well-resourced and overcoming under-earning to avoid financial dependency. The host shares personal anecdotes and insights on shifting from a corporate mindset to leveraging business as a wealth-building tool. Key topics include the significance of financial stability, the four essential accounts for Black women (tax-deferred accounts like solo 401ks and SEP IRAs, tax-free accounts like Roth IRAs and HSAs, brokerage accounts, and high-yield savings accounts), and how financial independence supports healthier partnerships. The host also offers practical steps for setting up a high-yield savings account and underscores the transformative power of financial security in both personal and professional life.
00:00 Introduction to Black Women, Money, and Dating
00:41 The Importance of Financial Independence
03:17 Overcoming Under Earning
05:31 Building Wealth Through Your Business
06:12 Retirement Planning and Parental Influence
13:43 The Four Essential Financial Accounts
26:48 The Power of Financial Security in Relationships
28:34 Conclusion and Next Steps
I’m giving away a $50 Visa gift card, and entering is super easy:
✔ Step 1: Go to Apple Podcasts or Spotify and leave a review for the show.
✔ Step 2: Take a screenshot of your review and DM it to me on Instagram (handle is in the show notes).
✔ Step 3: Make sure you’re on my email list—because that’s where I’ll be announcing the winner!
I’ll be doing the drawing on the 16th and announcing the winner on the 18th—so don’t miss your chance!
IG: ashley_natrice