In this episode, we break down the viral claim that most Americans don’t earn enough to cover basic living costs. We dig into how shifting definitions like "functional unemployment" can distort reality, and explore what’s really behind the headlines.

From housing challenges to the rising cost of higher education, we unpack why so many feel stuck and what steps can help you move forward. We also coin

We introduce the concept of the Dignity Gap: the space between just surviving and a level of living where you still retain your dignity. Most importantly, we discuss how to close that gap with intentional financial choices.