Imagine you’re playing Monopoly, and one player already owns most of the houses. Every time someone else lands, they have to pay more and more rent. Even if you save your money and play smart, it’s really hard to catch up when someone else already owns everything. That’s what’s happening in real life too: homes and apartments are being bought up by people who already have lots of money. Regular people are working hard, but the game feels stacked against them. Is this just a Toronto thing? Or have other major cities been able to crack the code?