Financing Short-Term Rentals the Right Way

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BUILD BETTER HOMES

PLIRIS

12 episodes

5 days ago

The Build Better Homes Podcast is where construction expertise meets real-world experience. Co-hosted by Royal Mortier (President of PLIRIS) and John O’Shea (COO of PLIRIS), the show dives into the tools, strategies, and lessons that help builders, designers, and homeowners create smarter, stronger, and more efficient homes. With decades of combined experience in engineering, contracting, and operations, Royal and John bring unique perspectives on the challenges and opportunities facing today’s construction industry. Each episode features insights into building science, team structures, design processes, and the practical details that separate successful projects from costly mistakes. Whether you’re a builder just starting out, an industry professional looking to scale, or simply passionate about better homebuilding, this podcast will give you actionable knowledge, candid stories, and proven strategies to help you build better, every time.

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Financing Short-Term Rentals the Right Way | Royal ft. Jeff Chisum

BUILD BETTER HOMES

53 minutes 28 seconds

1 month ago

Financing Short-Term Rentals the Right Way | Royal ft. Jeff Chisum

In this episode of the Build Better Homes Podcast, Royal sits down with Jeff Chisum, one of the nation’s top STR financing experts, to break down the real strategies behind acquiring, scaling, and protecting short-term rental investments.

Jeff shares his personal journey, from getting into the mortgage industry during the 2008 crash to becoming a top 1% loan originator and STR financing specialist. He walks through the 10% second-home loan, DSCR loans, self-directed IRA investing, and the powerful All-In-One mortgage, explaining how each tool works and when investors should consider using them.

Packed with real stories, actionable advice, and insights most investors never hear, this episode is essential for anyone looking to grow a rental portfolio or understand the financing side of real estate deeper.

Key Topics Covered

How Jeff got started in lending during the 2008 crash
Why STRs thrive in places people don’t expect
The truth about 10% down second-home loans
DSCR loans: what they are — and what lenders get wrong
How to use a self-directed IRA to buy real estate
The All-In-One mortgage and why Jeff calls it “the biggest wealth-building tool in America”
How investors choose the right market, lake towns, and year-round STR locations
Why lifestyle investing often outperforms “math-only” investing

Takeaway

You don’t scale a real estate portfolio by guessing, but by using the right financing tools at the right time. Whether you're buying your first STR or planning a long-term portfolio, this episode gives you the roadmap.

Guest Links

Jeff Chisum – STR Home Financing

Website: https://strhomefinancing.com

Connect With PLIRIS

Website: pliris.co

Podcast: Build Better Homes