In this episode of the Consumer Credit Matters podcast, I'm sharing some key takeaways from the recent (August 7, 2024) Structured Finance Association's (SFA) Research Symposium, where I had the privilege of moderating a panel on the timely topic of AI in lending. During the panel, we delved into how AI is currently being used in credit decision-making, examining the ways regulatory frameworks influence its adoption. We also explored the roles of different regulators, the complexities of AI models, and what the future might hold for AI in lending. I want to extend a special thank you to Elen Callahan and the SFA for hosting this event and for inviting me to be part of such an insightful discussion. I’d also like to thank my fellow panelists - Dorothy Giobbe, Shafquat Rabbee, Peter McNally and Tom Pappalardo - for their valuable contributions. If you're interested in the intersection of AI and consumer credit, this episode provides a concise overview of our discussion.