Banking innovation usually gets reduced to apps and features. But the real changes are happening underneath. In this episode of Couchonomics with Arjun, Richard Davies, CEO of Allica Bank, joins the couch to talk about how challenger banks are actually rebuilding SME banking in the UK. Richard breaks down why established SMEs need a very different banking model, why go-to-market is harder than building the technology, and how value, trust, and low cost structures become the real advantage ove...
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Banking innovation usually gets reduced to apps and features. But the real changes are happening underneath. In this episode of Couchonomics with Arjun, Richard Davies, CEO of Allica Bank, joins the couch to talk about how challenger banks are actually rebuilding SME banking in the UK. Richard breaks down why established SMEs need a very different banking model, why go-to-market is harder than building the technology, and how value, trust, and low cost structures become the real advantage ove...
Africa’s Fintech Boom: From Mobile Money to Purpose-Driven Lending
Couchonomics with Arjun
55 minutes
4 months ago
Africa’s Fintech Boom: From Mobile Money to Purpose-Driven Lending
💡 Africa’s fintech story is no longer a local experiment — it’s a global test case for the future of inclusion, innovation, and capital flows. In this episode of Couchonomics with Arjun, we’re joined by Yustus Aribariho, Co-Founder of Furaha Financial (part of SC Ventures by Standard Chartered). Yustus is now on a mission to unlock education financing and opportunity across Sub-Saharan Africa. We unpack: 💸 Why capital inflows into African fintech lag behind the opportunity 📱 How mobile mone...
Couchonomics with Arjun
Banking innovation usually gets reduced to apps and features. But the real changes are happening underneath. In this episode of Couchonomics with Arjun, Richard Davies, CEO of Allica Bank, joins the couch to talk about how challenger banks are actually rebuilding SME banking in the UK. Richard breaks down why established SMEs need a very different banking model, why go-to-market is harder than building the technology, and how value, trust, and low cost structures become the real advantage ove...
