Banking innovation usually gets reduced to apps and features. But the real changes are happening underneath. In this episode of Couchonomics with Arjun, Richard Davies, CEO of Allica Bank, joins the couch to talk about how challenger banks are actually rebuilding SME banking in the UK. Richard breaks down why established SMEs need a very different banking model, why go-to-market is harder than building the technology, and how value, trust, and low cost structures become the real advantage ove...
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Banking innovation usually gets reduced to apps and features. But the real changes are happening underneath. In this episode of Couchonomics with Arjun, Richard Davies, CEO of Allica Bank, joins the couch to talk about how challenger banks are actually rebuilding SME banking in the UK. Richard breaks down why established SMEs need a very different banking model, why go-to-market is harder than building the technology, and how value, trust, and low cost structures become the real advantage ove...
From Crowdfunded Startup to Europe’s Fastest-Growing Wealth Platform
Couchonomics with Arjun
57 minutes
3 months ago
From Crowdfunded Startup to Europe’s Fastest-Growing Wealth Platform
Turning Savings into Wealth — Inside Chip’s Fintech Playbook UK fintech is entering a new chapter. While funding slows, savers poured £103bn into ISAs — proving that trust, not downloads, is the real currency. In this episode, Arjun speaks with Alex Latham, Co-Founder & CMO of Chip, one of Europe’s fastest-growing fintechs, on: - The future of UK fintech beyond banking apps - How Chip grew from a crowdfunded startup to a wealth platform managing billions - Why trust, community, an...
Couchonomics with Arjun
Banking innovation usually gets reduced to apps and features. But the real changes are happening underneath. In this episode of Couchonomics with Arjun, Richard Davies, CEO of Allica Bank, joins the couch to talk about how challenger banks are actually rebuilding SME banking in the UK. Richard breaks down why established SMEs need a very different banking model, why go-to-market is harder than building the technology, and how value, trust, and low cost structures become the real advantage ove...
