This episode breaks down crypto's current tug-of-war: strong institutional adoption (Visa on Solana, heavy XRP inflows) versus global macro headwinds that are compressing risk appetite. Hosts compare two opposing forecasts centered on the $74,000 Bitcoin level — one warning of a sweep to $60K driven by tax-loss selling and tighter money, the other seeing a “value zone” at $74–$88K with a January inflection when institutions may return. They also cover altcoin carnage, shifting retail behavior, and the core tension for 2026: whether institutional demand for safety can coexist with permissionless, zero‑fee crypto innovation.Subscribe to our daily Free Crypto Newsletter: https://crypto.report