In this episode, we speak with David Snitkof, entrepreneur and SVP of Growth at Ocrolus about bringing lending institutions the data they need to make more efficient and effective assessments of potential borrowers while also evening the lending playing field for those borrowers. In our discussion we cover things like: Why it’s so important to have a credit system that is fair, active, and efficient. The ingredients for getting buy-in for internal innovations. Is online lending some kind of threat to traditional lenders or the data they use? What’s the right kind of data to use for making loans and where do you get it? What can happen if lending institutions can’t access reliable data on applicants. How uncertainty and asymmetry play into vetting and making loans. The affect AI is having and is likely to have on online lending. What is a “superhuman underwriter”? Useful Links:Fintechaireview.comOcrolus.comEnvestnet Yodlee