Our guest this episode is Larry Rosenberger, Research Fellow at FICO and formerly CEO and VP of R&D at FICO. The views Larry expresses in this episode are his and not necessarily those of FICO. He’s also an advisor and serves on multiple Boards of Directors for early-stage startups. Larry came out of MIT and the UC Berkeley College of Engineering. We talk about predictive and behavior analytics for decision-making, covering such topics as: How the FICO Score got started. What FICO brings to the financial system beyond the score. What is the Champion/Challengers approach to analytics with a learning element attached? The 3-step method for evaluating where you stand in your career. An overview of predictive analytics. The evolution from predictive only analytics to prescriptive analytics. The four pillars of behavior analytics. Creating conversations that actually work. Some helpful links:Fico.comLarry Rosenberger on LinkedInEnvestnet Yodlee