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Dave and Dharm DeMystify
Dave and Dharm DeMystify Fintech
151 episodes
3 weeks ago
In this episode, Dave and Dharm welcome back Ziad Nassar, Deputy CEO of Huspy, one year after his first appearance on the show. And what a difference a year makes. Ziad shares how Huspy has evolved from a UAE-based mortgage innovator into one of the fastest-scaling proptechs in EMEA, now active across the UAE and Spain with expansion under way in Saudi Arabia. Backed by a US $59 million Series B round led by Balderton Capital, Huspy is pursuing an ambitious mission: empowering the people who serve homebuyers and sellers. The conversation explores: Why Huspy focuses on enabling agents and mortgage brokers—the professionals closest to homebuyers and sellers—through technology, training, and fairer rewards. The logic behind expanding to Spain, and the company’s disciplined playbook for entering new markets. How AI is transforming property discovery and agent productivity—from natural-language search (“find me a Georgian-style home near London with a vet nearby”) to smart tools that augment rather than replace human expertise. The importance of focus and discipline in scaling a startup, and the lessons Huspy has learned from trial, error, and relentless iteration. Why PropTech remains one of the least-disrupted global industries, and how human experience, data, and automation can finally start to change that. Ziad’s candour and passion make this a compelling listen—an honest look at what it takes to modernise real estate, balance technology with trust, and build for the people who make the housing market work.
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Business
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In this episode, Dave and Dharm welcome back Ziad Nassar, Deputy CEO of Huspy, one year after his first appearance on the show. And what a difference a year makes. Ziad shares how Huspy has evolved from a UAE-based mortgage innovator into one of the fastest-scaling proptechs in EMEA, now active across the UAE and Spain with expansion under way in Saudi Arabia. Backed by a US $59 million Series B round led by Balderton Capital, Huspy is pursuing an ambitious mission: empowering the people who serve homebuyers and sellers. The conversation explores: Why Huspy focuses on enabling agents and mortgage brokers—the professionals closest to homebuyers and sellers—through technology, training, and fairer rewards. The logic behind expanding to Spain, and the company’s disciplined playbook for entering new markets. How AI is transforming property discovery and agent productivity—from natural-language search (“find me a Georgian-style home near London with a vet nearby”) to smart tools that augment rather than replace human expertise. The importance of focus and discipline in scaling a startup, and the lessons Huspy has learned from trial, error, and relentless iteration. Why PropTech remains one of the least-disrupted global industries, and how human experience, data, and automation can finally start to change that. Ziad’s candour and passion make this a compelling listen—an honest look at what it takes to modernise real estate, balance technology with trust, and build for the people who make the housing market work.
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Business
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EP 133: DEMYSTIFYING THE LATEST TRENDS IN DIGITAL TRANSFORMATION WITH JOST HOPPERMANN AND DON FREE
Dave and Dharm DeMystify
36 minutes 2 seconds
6 months ago
EP 133: DEMYSTIFYING THE LATEST TRENDS IN DIGITAL TRANSFORMATION WITH JOST HOPPERMANN AND DON FREE
In this episode, we delve into the complex and ongoing journey of digital transformation in banking with two leading voices in the field: Don Free, formerly a lead analyst at Gartner, and Jost Hoppermann, formerly a lead analyst at Forrester. Now operating as independent experts at Angry Rabbit, Don and Jost bring candid insights into how digital transformation is unfolding across banking tiers and global regions. They explore why transformation cannot be treated as a one-off initiative but must instead become a core part of a bank’s operating model. A central theme is composability; both its potential and its pitfalls. Jost explains why composable architecture often fails to live up to expectations, citing architectural complexity and poor integration as common stumbling blocks. Together they highlight recurring mistakes made by banks on the digital journey, from ‘honeymoon trust’ in vendors, to superficial ‘core cloning’, to inadequate data governance. They argue for a more adaptive, evolutionary approach that blends strategic planning with flexible, modular architecture. The conversation is a timely reminder that digital transformation is not a destination. It is an ongoing, adaptive process essential for keeping pace with technological shifts and regulatory change.
Dave and Dharm DeMystify
In this episode, Dave and Dharm welcome back Ziad Nassar, Deputy CEO of Huspy, one year after his first appearance on the show. And what a difference a year makes. Ziad shares how Huspy has evolved from a UAE-based mortgage innovator into one of the fastest-scaling proptechs in EMEA, now active across the UAE and Spain with expansion under way in Saudi Arabia. Backed by a US $59 million Series B round led by Balderton Capital, Huspy is pursuing an ambitious mission: empowering the people who serve homebuyers and sellers. The conversation explores: Why Huspy focuses on enabling agents and mortgage brokers—the professionals closest to homebuyers and sellers—through technology, training, and fairer rewards. The logic behind expanding to Spain, and the company’s disciplined playbook for entering new markets. How AI is transforming property discovery and agent productivity—from natural-language search (“find me a Georgian-style home near London with a vet nearby”) to smart tools that augment rather than replace human expertise. The importance of focus and discipline in scaling a startup, and the lessons Huspy has learned from trial, error, and relentless iteration. Why PropTech remains one of the least-disrupted global industries, and how human experience, data, and automation can finally start to change that. Ziad’s candour and passion make this a compelling listen—an honest look at what it takes to modernise real estate, balance technology with trust, and build for the people who make the housing market work.