A decade ago, owning a share of U.S. real estate seemed like a privilege reserved for the wealthy. Today, investors from Dubai to Delhi scroll through listings and ask a simpler question: how much money do I really need to begin?

The short answer is: less than you think—but more structure than you expect.
Fractionalization, crowdfunding, and regulation have lowered the minimum investment for U.S. real estate, yet the smartest investors know that entry cost is only one variable. Access, compliance, and yield sustainability matter just as much.

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