In this interview, I speak with Jennifer Lynn & Joe Kuhn about the importance of financial planning and how we can build a secure future that can withstand the hits of financial crisis such as stock market crashes, student loans or emergencies like the pandemic of 2020. Joe Kuhn retired at 55 and has been very thoughtful of his investments and savings, accumulating 4 years of living expenses in his emergency fund. Jennifer Lynn is a minimalist that has a lot of experience budgeting and has accumulated 6 months of living expenses through conscious spending & only buying stuff she really needs. In this discussion we touched subjects such as students loans, emergency funds, financial planning & goals to set to prepare you for a comfortable life & financial stability.