When you own a private practice, divorce introduces a level of financial risk most physicians never see coming. Your income, your reputation, and the practice you’ve spent years building can all become leverage in negotiations if you don’t know where the blind spots are. In this first part of my private-practice series, I’m breaking down the unique vulnerabilities medical professionals face, from inflated valuations to reputation-driven earning assumptions, and the strategic steps that protect your practice long before divorce papers are filed.
Some key takeaways from this episode include:
Personal vs. enterprise goodwill plays a major role in practice valuation, and the distinction can mean the difference between a fair outcome and a multimillion-dollar hit.
Courts often base support obligations on earning capacity, not current hours or burnout-driven changes in workload, which can dramatically distort your financial reality.
Clean books, consistent documentation, and early valuation benchmarks give physicians the strongest protection when divorce enters the picture.
Marriage is about love, but divorce is about money. The Divorce & Money Podcast, hosted by Gabriella E. Martinelli, CDFA®, CDS®, is all about how to navigate your separation and divorce so you can set yourself up for a strong financial future. Gabriella is the Founder at Ever After Wealth®, a divorce financial strategy firm.
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