Send us a text What if the biggest return on education isn’t just a diploma, but financial peace and real choice for your family. In this episode of Doing Business With a Servant’s Heart, Steve Ramona sits down with college‑planning expert Brad Baldridge. Brad shares how many families dive into college planning too late and end up scrambling — financially and emotionally. He unpacks what he calls “late stage college planning” — the critical stretch in high school when you visit schools, submi...