In this eye-opening episode, John Lewis tackles one of the most controversial practices in automotive retail: spot delivery, also known as "yo-yo financing." Whether you're a dealer trying to navigate compliance, a finance manager protecting your business, or simply curious about automotive finance practices, this episode delivers critical insights you can't afford to miss. John breaks down what spot contracts really are, why dealerships use them, the legal landscape across America, and how M...
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In this eye-opening episode, John Lewis tackles one of the most controversial practices in automotive retail: spot delivery, also known as "yo-yo financing." Whether you're a dealer trying to navigate compliance, a finance manager protecting your business, or simply curious about automotive finance practices, this episode delivers critical insights you can't afford to miss. John breaks down what spot contracts really are, why dealerships use them, the legal landscape across America, and how M...
In this episode of Drive to Success, host John Lewis breaks down a vital yet often misunderstood metric in the automotive and lending industries — SAAR, or the Seasonally Adjusted Annual Rate. You'll learn: What SAAR is and how it’s calculatedWhy it plays a critical role in auto lending strategiesHow credit analysts, lenders, and dealers use SAAR to forecast, manage risk, and benchmark performanceReal-world examples of how SAAR trends influence inventory financing, credit policy, and dealer r...
Drive to Success: Mastering Auto Finance
In this eye-opening episode, John Lewis tackles one of the most controversial practices in automotive retail: spot delivery, also known as "yo-yo financing." Whether you're a dealer trying to navigate compliance, a finance manager protecting your business, or simply curious about automotive finance practices, this episode delivers critical insights you can't afford to miss. John breaks down what spot contracts really are, why dealerships use them, the legal landscape across America, and how M...
