Federal Employees Retirement & Benefits Podcast by CD Financial
Charles Dzama
218 episodes
4 days ago
Should you leave your Thrift Savings Plan (TSP) untouched, roll it to an IRA, or turn it into a lifetime income stream? In this episode, we break down the real-world pros and cons of each TSP retirement option so you don’t accidentally trade away flexibility, tax control, or your spouse’s future security. Most federal employees pick the “simple” choice with TSP—and it can quietly cost them in taxes and lost options later. 👉 FREE 15-minute call: https://calendly.com/charlesdzama/complimentary...
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Should you leave your Thrift Savings Plan (TSP) untouched, roll it to an IRA, or turn it into a lifetime income stream? In this episode, we break down the real-world pros and cons of each TSP retirement option so you don’t accidentally trade away flexibility, tax control, or your spouse’s future security. Most federal employees pick the “simple” choice with TSP—and it can quietly cost them in taxes and lost options later. 👉 FREE 15-minute call: https://calendly.com/charlesdzama/complimentary...
IRMAA Surprise! Are You Paying More for Medicare? How Taxes Affect Your Premiums
Federal Employees Retirement & Benefits Podcast by CD Financial
4 minutes
1 week ago
IRMAA Surprise! Are You Paying More for Medicare? How Taxes Affect Your Premiums
Confused about why your Medicare Part B premium is higher? Discover how IRMAA (Income-Related Monthly Adjustment Amount) impacts your Medicare costs and what federal employees and retirees can do about higher premiums. This video covers: What is IRMAA and why it matters for Medicare Part B & D How taxes affect your Medicare premiums and retirement budget Planning strategies for federal retirees, including FERS, TSP, Social Security Real-world tips on managing healthcare costs and avoi...
Federal Employees Retirement & Benefits Podcast by CD Financial
Should you leave your Thrift Savings Plan (TSP) untouched, roll it to an IRA, or turn it into a lifetime income stream? In this episode, we break down the real-world pros and cons of each TSP retirement option so you don’t accidentally trade away flexibility, tax control, or your spouse’s future security. Most federal employees pick the “simple” choice with TSP—and it can quietly cost them in taxes and lost options later. 👉 FREE 15-minute call: https://calendly.com/charlesdzama/complimentary...
