Book a strategy session with the team: https://www.cofieldspeaks.com/optinxdx5e5vf?el=video3120125Most people spend years investing without ever thinking about how those investments will be taxed once they retire — and that’s where they end up losing far more money than they expect. In this video, we break down why retirement taxes hit some people harder than others, how tax diversification works, and why the type of account you invest in can matter just as much as the investments themselves.If you want to keep more of your retirement income and avoid unnecessary tax bills later in life, this episode gives you a straightforward way to start planning smarter today.Chapters00:00 Introduction to tax diversification00:21 Diversifying against tax risk01:04 Taxable accounts explained01:49 Tax deferred accounts overview03:25 Tax-free accounts and Roth IRA03:46 Wealth phases and tax impact05:08 Client retirement tax examples08:31 Importance of tax diversification strategyFollow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en