Home
Categories
EXPLORE
True Crime
Comedy
Business
Society & Culture
Sports
News
Health & Fitness
About Us
Contact Us
Copyright
© 2024 PodJoint
00:00 / 00:00
Sign in

or

Don't have an account?
Sign up
Forgot password
https://is1-ssl.mzstatic.com/image/thumb/Podcasts211/v4/a5/d0/4c/a5d04c47-ef14-9c65-6445-bcfec6c06f5d/mza_10415035233007537884.jpg/600x600bb.jpg
Financially Fluent
Ray Godleski
24 episodes
1 week ago
Welcome to Financially Fluent with Ray Godleski from Southeast Wealth Partners, LLC. Whether you're already retired or planning for the future, navigating financial advice can be overwhelming. This podcast cuts through the noise, bringing real insights from experts who specialize in every aspect of a successful financial plan—including how to adapt when things don’t go as expected. Join us as Ray Godleski answers audience questions and shares actionable strategies—not just empty clichés.
Show more...
Education
Business,
Investing
RSS
All content for Financially Fluent is the property of Ray Godleski and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Welcome to Financially Fluent with Ray Godleski from Southeast Wealth Partners, LLC. Whether you're already retired or planning for the future, navigating financial advice can be overwhelming. This podcast cuts through the noise, bringing real insights from experts who specialize in every aspect of a successful financial plan—including how to adapt when things don’t go as expected. Join us as Ray Godleski answers audience questions and shares actionable strategies—not just empty clichés.
Show more...
Education
Business,
Investing
https://is1-ssl.mzstatic.com/image/thumb/Podcasts211/v4/a5/d0/4c/a5d04c47-ef14-9c65-6445-bcfec6c06f5d/mza_10415035233007537884.jpg/600x600bb.jpg
Ep23 | Why RMDs Could Cost You More Than Taxes (Unless You Plan Ahead)
Financially Fluent
18 minutes
4 weeks ago
Ep23 | Why RMDs Could Cost You More Than Taxes (Unless You Plan Ahead)

Required Minimum Distributions (RMDs) are mandatory—but the penalties, taxes, and financial stress don’t have to be. 

In this episode, Ray Godleski breaks down:

  • When your first RMD is actually due (and how to avoid doubling up)
  • How inherited IRA rules changed under the SECURE Act
  • What to do if you miss an RMD—and how to fix it fast
  • Why QCDs (Qualified Charitable Distributions) can reduce both taxes and IRMA surcharges
  • How to turn RMDs into long-term planning tools, not financial headaches

Listen now to learn how to manage your RMDs with clarity and confidence—so they strengthen your retirement plan instead of derailing it.


More on RMD: https://www.irs.gov/retirement-plans/plan-participant-employee/required-minimum-distribution-worksheets

If you would like to set up a call with Ray Godleski, use this link: 15 minute call with Southeast Wealth Partners

Email your financial planning questions to: info@SeWealthPartners.com

🗣️ “A discount on punishment is still a punishment. Let’s not give the IRS your Europe trip money.”

🧠 “Required minimum distributions are mandatory. But penalties—and bad tax planning—are optional.”

💡 “You’re not just planning taxes for yourself. One day you might be planning for a widow, or even your kids’ tax future.”

🎯 “Use your RMDs strategically—not just to avoid penalties, but to strengthen your retirement plan.”

🙌 “The goal is simple: You control the timing. Not the IRS.”

 

Financially Fluent
Welcome to Financially Fluent with Ray Godleski from Southeast Wealth Partners, LLC. Whether you're already retired or planning for the future, navigating financial advice can be overwhelming. This podcast cuts through the noise, bringing real insights from experts who specialize in every aspect of a successful financial plan—including how to adapt when things don’t go as expected. Join us as Ray Godleski answers audience questions and shares actionable strategies—not just empty clichés.