It's rough out there, if you are reading this, thanks for listening. Feel free to chime in with your thoughts as we dive into young people in the workplace, cost of living, business education and some good memories of the past.00:44 Q4 goals and home improvement projects discussion03:04 Stock market halts and circuit breakers explanation06:00 Young people struggling in modern workplace09:37 Mass layoffs and competitive job market challenges13:53 Cost of living increases vs. previous generations18:20 Marriage timing and financial readiness impact24:15 Educational system flaws and college prep criticism27:21 Importance of business education in schools32:01 Work experience and management perspectives35:15 Car flipping business and Craigslist memorieshttps://www.cpapracticeadvisor.com/2025/10/10/81-of-managers-surveyed-say-gen-z-workers-have-poor-work-ethic/170726/?utm_source=chatgpt.comDisclosure:The information shared in this video reflects our personal opinions and experiences and is provided for educational and entertainment purposes only. We are not financial advisors. Nothing in this video should be considered financial, investment, or legal advice. Always do your own research and consult with a licensed financial professional before making any investment decisions.