Bitcoin dropped from its all-time high of $126,210 to around $84,700—its worst month in two years. While retail investors panic-sell, institutional investors like Abu Dhabi's sovereign wealth fund are quietly buying the dip. So who's really losing here? In this episode of Confidently Crypto, Dr. Tonya M. Evans breaks down why this crash created the single biggest tax-saving opportunity of 2025—and why it expires December 31st. Dr. Evans explains tax-loss harvesting: a legal strategy that allows you to sell assets at a loss, offset your capital gains, and potentially save thousands on your tax bill. She reveals why crypto's unique tax treatment (no wash sale rule—yet) gives investors an advantage that stock traders don't have. The episode also provides critical historical context: Bitcoin has crashed 30%+ at least seven times, and every single crash has been followed by a recovery to new all-time highs. With only 21 million Bitcoin ever to exist—and 94% already in circulation—scarcity is built into the code. Unlike the dollar, no one can print more Bitcoin out of thin air. Dr. Evans encourages listeners to adopt a long-term perspective, think like institutional investors, and use this moment strategically rather than emotionally. She provides a step-by-step year-end action plan, breaks down new 2025 IRS per-wallet tracking requirements, and offers practical advice for navigating the current market conditions. Don't crash out in the crash. Cash in.