In this special episode recorded live at Money2020 in Las Vegas, we dive deep into what I think is the most transformative development in lending over the past decade: cash flow underwriting. I welcome back to the show Jason Rosen, CEO and co-founder of Prism Data (I last had Jason on the show back in 2019 when he was with Petal), to explore how real-time bank account data is revolutionizing credit assessment in ways that traditional credit scores simply can't match. Jason explains why the fi...
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In this special episode recorded live at Money2020 in Las Vegas, we dive deep into what I think is the most transformative development in lending over the past decade: cash flow underwriting. I welcome back to the show Jason Rosen, CEO and co-founder of Prism Data (I last had Jason on the show back in 2019 when he was with Petal), to explore how real-time bank account data is revolutionizing credit assessment in ways that traditional credit scores simply can't match. Jason explains why the fi...
Farooq Malik, CEO of Rain, on How a 4-Year-Old Fintech Became a Visa Principal Member Using Stablecoin Infrastructure
Fintech One-On-One
38 minutes
1 month ago
Farooq Malik, CEO of Rain, on How a 4-Year-Old Fintech Became a Visa Principal Member Using Stablecoin Infrastructure
What if you could settle card transactions on weekends and holidays, reduce working capital requirements by orders of magnitude, and give fintechs global reach without the traditional banking infrastructure headaches? In this episode, I sit down with Farooq Malik, CEO and co-founder of Rain, a company that's quietly rewriting the rules of payment infrastructure by bridging traditional fintech and stablecoin technology. Farooq isn't a crypto evangelist, he comes from traditional banking and in...
Fintech One-On-One
In this special episode recorded live at Money2020 in Las Vegas, we dive deep into what I think is the most transformative development in lending over the past decade: cash flow underwriting. I welcome back to the show Jason Rosen, CEO and co-founder of Prism Data (I last had Jason on the show back in 2019 when he was with Petal), to explore how real-time bank account data is revolutionizing credit assessment in ways that traditional credit scores simply can't match. Jason explains why the fi...