Banks are minting stablecoins, crypto exchanges want to be everything apps, and accounting software is quietly rewriting how money moves.

In today’s Fintech Stacks, we break down why SoFi launching a regulated stablecoin matters more than most crypto headlines, how Coinbase is positioning itself as the financial OS of the internet, and why Intuit integrating USDC could be the most important stablecoin adoption story you didn’t see trending.

This isn’t about hype — it’s about who owns the rails when money goes fully digital.