Join Linda Grizely, CFP® and financial educator, as she shares practical strategies to transform your relationship with money. From her journey into personal finance to her signature “Me Money” method and permission‑based budgeting, Linda explains how to reduce guilt, level the playing field in relationships, and make confident financial choices.
We cover everything from charitable giving and donor‑advised funds to understanding financial advisor types, the value of the CFP® certification, and why cashflow clarity beats restrictive budgeting. Linda also dives into retirement planning, Roth accounts, compound growth, self‑directed IRAs, insurance contracts, and even the impact of recent tax legislation.
Perfect for anyone seeking money mindset shifts, financial confidence, and practical tools to manage money with less stress and more clarity.
🎧 Key takeaways:
- How the Me Money method can change your financial mindset
- Strategic charitable giving & tax‑smart donor‑advised funds
- CFP® certification and advisor compensation explained
- Retirement planning, Roth accounts, and growth vehicles
- Permission‑based budgeting & money personality quizzes
Chapters:
- 00:00 – Intro & Welcome
- 00:19 – From Colorado Roots to Chicago Life
- 01:25 – Family Moves & Career Shifts
- 02:52 – Pivot Into Personal Finance & Philanthropy
- 05:31 – Career Change Signs & Nonprofit Burnout
- 07:22 – Strategic Charitable Giving Explained
- 10:06 – Donor‑Advised Funds & Tax Benefits
- 12:47 – CFP® Certification: Why It Matters
- 15:15 – Entering Financial Services
- 16:30 – Educator vs. Advisor: Linda’s Role
- 17:58 – How Financial Advisors Get Paid
- 18:33 – Advisor Types: Commission, Fee‑Based, Fee‑Only, Advice‑Only
- 22:34 – Education‑Only Approach
- 23:22 – Why Money Is Stressful
- 24:22 – Money Personalities & Childhood Stories
- 25:19 – Shifting Mindsets for Financial Success
- 26:13 – Family Money Beliefs & Risk Realities
- 28:58 – The “Me Money” Method
- 32:03 – Origin Story: Golf Trips & Me Money
- 34:12 – Better Choices & Guilt‑Free Spending
- 38:39 – Leveling the Playing Field in Marriage
- 40:07 – Branding Story: Naming “Me Money”
- 41:24 – Permission‑Based Budgeting
- 43:45 – Building the Me Money Course & Quizzes
- 45:46 – Cashflow vs. Restrictive Budgeting
- 47:51 – Resources & Where to Start
- 49:08 – Community Access & Coaching Options
- 51:13 – Retirement Planning & Compound Growth
- 52:37 – Growth Vehicles: 401k, Roth, Brokerage
- 54:54 – Insurance Contracts: Proceed with Caution
- 55:48 – Self‑Directed IRAs: Risks & Diversification
- 57:38 – Extended Reduced Tax Rates
If you listen to any of the following shows, we're sure you'll love this episode: The Diary of a CEO (Steven Bartlett), Money For Couples with Ramit Sethi, Freakonomics, How I Built This with Guy Raz, The Mel Robbins Podcast, Planet Money, The Money With Katie Show