In this episode of Housing Insights, host Roslyn Molloy speaks with Jim Baneham, Director of Delivery and Innovation at The Housing Agency, about the need to increase apartment building and viability in Ireland's major urban centres. Ireland is significantly behind its EU neighbours, with about 13% of its housing stock in apartments compared to the EU average of 46%. Jim explains the national planning push for compact living and urban density to accommodate a growing population, projecting a rise to around 6.1 million by 2040. The core of the discussion is the Croí Cónaithe (Cities) Scheme, a €450 million fund committed to incentivise the delivery of up to 5,000 new apartments specifically for owner-occupiers. The scheme aims to address the viability gap (the higher cost of building apartments compared to houses) which has largely pushed apartment building into the rental sector. Jim details how the scheme works through an "open book" process and discusses other government measures, like VAT reduction and design standard changes, intended to make apartment development more viable for purchasers. Links and Resources Housing Agency Website: housingagency.ie (To find more information about the Croí Cónaithe (Cities) Scheme Government Policy: Housing for All plan Support Schemes for Purchasers (Mentioned): Help to Buy, First Home Scheme