In this episode of Housing Insights, host David Silke dives into the critical topic of Cost Rental in Ireland, a new housing tenure designed to address the needs of the "missing middle", those with moderate incomes who are above the social housing threshold but can't afford open market rents. David is joined by Gwen Perry, Head of Affordable Housing at the Housing Agency, who has over 20 years of experience in the housing sector. Gwen explains that Cost Rental is a non-profit model where rent is strictly based on the cost of building, managing, and maintaining the home, drawing inspiration from successful long-term rental options in countries like Austria and Denmark. The discussion covers the legislative foundation laid by the Affordable Housing Act 2021, the progress of over 3,800 homes delivered to date, and the future goal of delivering 10,000 Cost Rental homes. Listeners will learn about eligibility criteria, the significant advantages like security and stable, professionally managed homes, and how to apply for a scheme. Affordable Homes Website: affordablehomes.ie (Central platform for available cost rental and affordable purchase homes) Legislation: Affordable Housing Act in 2021. Cost Rental Providers: Approved Housing Bodies (Clúid, Respond, Circle, Oaklee), Land Development Agency, and Local Authorities.