Your benefits broker just bought a boat. You paid for it.

Mid-size companies waste an average of eighteen hundred fifty six dollars per employee annually on hidden broker fees their advisors never disclose. These aren't mistakes. They're business models built on your ignorance. When your broker's compensation rises with your costs, fiduciary duty dies. They'll smile, bring donuts to enrollment meetings, and quietly collect six figures in carrier kickbacks while explaining there's nothing more they can do about rising premiums. Donovan Pyle spent years on both sides of this system, flying brokers on luxury vacations to ensure they recommended his employer's insurance products. Now he's a whistleblower exposing the three hundred billion dollar brokerage blindspot and helping companies reclaim wasted benefits dollars through fiduciary-based consulting.

Keywords: employee benefits, health insurance costs, benefits broker fees, fiduciary advisor, healthcare waste, self-insurance, PEO alternatives, benefits optimization, startup benefits strategy, health benefits procurement