Aaron Smith, CRO of Gestalt, is an AI super-believer who built his own investing app without writing code, but he’s also the first to say there are moments when only a human will do. In this conversation, Aaron reveals why frustration is the trigger point for human intervention, why data organization is the real bottleneck, and why credit unions must move faster than ever. He warns that technology is evolving quicker than the industry’s urgency, and that hesitation invites disruption. Aaron breaks down where AI should help, where humans must lead, and how credit unions can run towards AI, not away from it.