In this episode, we sit down with credit expert James Jiang to explore how his new community, Debt to Dollars, is helping everyday people master credit, build wealth, and break free from the rat race. James shares actionable tips on improving your credit score, leveraging debt strategically, and creating passive income streams. Whether you're just starting your financial journey or looking to level up, this conversation is packed with real-world advice you can use today. Don't miss out on the mindset shifts and money moves that could change your financial future.