In this episode of In the Tranches of Structured Finance, Vadim addresses follow-up questions from dv01’s recent consumer credit webinar and provides an updated view on consumer credit performance across key markets—focusing on what the data is actually signaling for investors. Key themes include: Late-2024 consumer unsecured vintages: Why early performance comparisons—especially across credit tiers—require nuance and patiencePrepayments and returns: How elevated prepayments are distorting de...
All content for In The Tranches of Structured Finance is the property of dv01 and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
In this episode of In the Tranches of Structured Finance, Vadim addresses follow-up questions from dv01’s recent consumer credit webinar and provides an updated view on consumer credit performance across key markets—focusing on what the data is actually signaling for investors. Key themes include: Late-2024 consumer unsecured vintages: Why early performance comparisons—especially across credit tiers—require nuance and patiencePrepayments and returns: How elevated prepayments are distorting de...
Gen Z's Money Moves: Examining Gen Z's Economic Environment
In The Tranches of Structured Finance
31 minutes
2 years ago
Gen Z's Money Moves: Examining Gen Z's Economic Environment
Did you know nearly 50% of outstanding student debt is a result of graduate school? In this episode, dv01 examines the debt and wage trends across age cohorts—namely Gen Z and Millennials—highlighting wage growth, homeownership, and student debt levels. Cited research is found below.Cited Research:dv01: The Kids Might Be...All Right? Examining the Economic Landscape of America's Youngest GenerationsNY Fed: Center for Microeconomic DataFederal Reserve: Distributional Financial AccountsInstitut...
In The Tranches of Structured Finance
In this episode of In the Tranches of Structured Finance, Vadim addresses follow-up questions from dv01’s recent consumer credit webinar and provides an updated view on consumer credit performance across key markets—focusing on what the data is actually signaling for investors. Key themes include: Late-2024 consumer unsecured vintages: Why early performance comparisons—especially across credit tiers—require nuance and patiencePrepayments and returns: How elevated prepayments are distorting de...
