What will the specialty insurance market look like a decade from now? Will we still be talking about legacy systems and manual processes, or will the model itself have changed? In this panel discussion from InsTech’s Outpace. Outprice. Outperform event, Robin Merttens leads a conversation with four senior experts on the future of the market and the forces that could reshape it. Featuring: Paul Carroll, Editor-in-Chief, Insurance Thought Leadership Toby Kovacs, Account Director, Google Cloud Andy Yeoman, CEO and Co-founder, Concirrus Tracie Thompson, Global Head of Strategic Clients, Cytora Together, they examine how emerging technologies, shifting client expectations and economic realities are pushing the market to rethink long-held assumptions about distribution, underwriting and talent. In this conversation, the panel explores: Whether brokers, underwriters and annual renewals will still have a role How capital and distribution are bypassing traditional intermediaries Why outsourcing is being redefined in the age of AI The impact of legacy behaviours, not just legacy systems How new models of work and regulation are influencing transformation Whether the protection gap is closing — or widening If you like what you’re hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn.  Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Describe how AI and automation are reshaping the boundaries of outsourcing in specialty insurance. List the key areas of the insurance value chain likely to undergo transformation in the next 10 years. Measure the potential impact of continuous underwriting and data-driven models on policy efficiency and pricing accuracy. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 369 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.