This week's episode of Financial Services Online discusses critical aspects of travel insurance and recent findings in the Australian insurance market. It explores the concerning statistic that a significant 14% of Australians travel uninsured, often due to misconceptions about insurance. The podcast underlines the importance of understanding policy exclusions, particularly around high-risk activities. It also examines the recent bid by EQT to acquire AUB Group, highlighting global interest in the Australian insurance sector. On the domestic side, insurers have experienced a record-breaking after-tax profit of $6.1 billion in 2024. The increased profits have seen a marked hike in home and car insurance premiums, raising concerns about potential underinsurance. The episode concludes by stressing the need for consumers and real estate professionals to regularly revisit insurance policies and understand the drivers behind premiums for better financial planning.