In this episode, we’re joined by Roger Wheelahan, Managing Director and Financial Adviser at Smart Financial Services. Roger reveals why your ability to earn an income is the single most valuable asset you’ll ever own and why protecting it should come before paying off HECS, buying property, or investing in shares. We break down the four key types of cover every doctor should know, income protection, life insurance, TPD, and trauma, along with the traps in default super and how small changes ...