I travelled to Kerala to meet Melvin Joseph. The man who worked in the top management of LIC, KOTAK, SBI Life and Bajaj Allianz before becoming India's first fee-only financial advisor. He also helps people who are scammed or mis-sold by financial institutions and he does it pro bono. He is spending his time and money to pay for poor kids' education and some of those kids are already pursuing MBBS and IPS. His initiative is called KEY: Kids Education and You and it is supported by his clients and friends such as Pattu from Freefincal.