In this episode of Jijuze, Brian explores Kenya's implementation of AI-driven compliance tools in its fintech sector. In a bid to counter rampant fraud and regulatory failures, Safaricom adopted AI-powered tools which digested vast amounts of data, often personal, leading to urgent discussions about data oversight. Kenya's recent cyber-law overhaul has permitted more state control over online infrastructures, while the Office of the Data Protection Commissioner (ODPC) acts as a gatekeeper to ensure privacy remains legally enforceable even amid anti-money laundering objectives. As Kenya's compliance landscape evolves further, the podcast recommends three key reforms: purpose-bound, time-limited data access; explainability and user redress; and joint independent oversight. Brian emphasizes that these changes would cement accountability, foster legitimacy, and build trust in Kenya's financial systems, ultimately transforming global scrutiny into a strategic advantage for the country.