Ever wonder why your monthly expenses feel so high—even if you're making decent money? In this week’s episode, Lauren and Nick break down the real reason you might be overspending without realizing it.

0:00 – Welcome back to the show

2:05 – The $5,000/month Uber driver story

7:24 – Tip 1: Track your spending

12:28 – Tip 2: Audit and cancel subscriptions

19:52 – Tip 3: Set limits on high-spend categories

27:21 – Tip 4: Avoid new debt

33:28 – Tip 5: Anchor your budget to a clear goal

36:31 – How to stick to your plan (even when it sucks)

40:14 – Why this all matters

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