Think tipping less for bad service is fair? Or that renting might be smarter than owning? In this week’s episode, Lauren and Nick tackle some of the most controversial money opinions and unpack what they really mean for your wallet. 

0:00 – Intro
0:50 – Cutting “BS spending” and lifestyle choices
3:59 – Tipping culture & splitting the check fairly
9:46 – Retirement savings vs. college savings for kids
12:10 – Tracking every expense: does it actually matter?
13:50 – Renting vs. owning & the reality of homeownership
16:46 – Credit card points, college costs, and new cars
22:26 – Grocery delivery, subscriptions, and wedding spending

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