
The 4 biggest money mistakes people make in their 20s & 30s––debt, extra cash, money fights with a partner, and overspending. In this week’s episode, Lauren and Nick cut through the noise and get back to the financial basics: how to pay off debt the right way, what to do with extra money after bills, how to split expenses fairly in a relationship, and why even high earners can end up broke.
0:00 – Intro
1:02 – Should you cash out your 401(k) to pay off debt?
9:00 – What to do with extra money left after bills
15:56 – Splitting bills with your partner fairly
20:20 – When values clash in money conversations
22:18 – Living paycheck to paycheck on a high income
28:51 – Trade-offs, lifestyle creep, and how to fix spending
31:49 – Final thoughts and wrap-up
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