Think your money habits don’t matter that much? Think again. In this week’s episode, Lauren and Nick break down how destructive financial habits sneak into your life, why starting late doesn’t mean it’s too late, and what real people have learned from both hitting rock bottom and becoming debt free.

0:00 – Intro & the most destructive force in your finances
1:00 – Why bad money habits hold you back from building wealth
2:15 – “I’m 42 with no savings—am I too late?”
6:45 – Rock bottom: losing savings, debt, and starting over
11:15 – Debt-free journey: 31k paid off in 15 months
21:00 – Lessons learned: small wins, sacrifice, and confidence
27:45 – Final thoughts: the time will pass—where will you be?

–––––––

Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances