In this week's episode, Lauren and Nick upack three of the most controversial personal finance debates. 

0:00 – Intro: Why money topics get so polarizing
1:31 – “Can I still splurge while paying off debt?”
5:18 – Why the “little splurges” often cause big setbacks
7:15 – Consistency vs. all-or-nothing: finding the right balance
8:49 – Discomfort, mindset shifts, and breaking spending habits
10:25 – New vs. Used Cars in 2025: what actually makes financial sense
13:18 – Depreciation, interest rates & real-world car buying stories
17:32 – When buying NEW does make sense (and when it doesn’t)
22:04 – Is college a scam? The real ROI conversation
23:24 – How to make college affordable without ruining your future
25:19 – Degrees vs. skills: what employers are shifting toward
33:14 – Why Gen Z might be the first to get college right

–––––––

Sign up for 1:1 Financial Coaching here:
https://justanothermoneypodcast.com/coaching

Want to have your money questions answered on our show? Submit your questions below: 
https://justanothermoneypodcast.com/submit-a-question

Reach us directly on Instagram @moneycoachlauren or @habitfinances